It was easy getting into debt; it won't be so easy getting out.
Don't procrastinate. Putting off debt elimination will only make life stressful (and ruin your credit rating!) The longer you leave it, the harder it will be to get out of the hole. The sooner you make a start on reducing your debt, the sooner you can get back to looking forward to each new day, instead of dreading it.
Think of the debt monster. Do nothing, it grows bigger and meaner with every passing day. Face it down and it will begin to shrink until it's so small you can flick it out the window, never to be seen again.
Take action!
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